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Zona financiara (by Valutar360 - curs valutar)
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Euro 4.9753 Un pas inainte – credite pentru taximetristi,
In ceea ce priveste contractarea unui imprumut, situatia taximetristilor este una delicata, deoarece sunt inca banci care nu acorda credite acestei categorii de solicitanti sau banci care accepta taximetristii numai in calitate de persoane fizice autorizate.Pentru a solicita un credit la una din...(citeste)
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> penalizare daca refuz creditul?

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aqua
post 17 May 2007, 21:15
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salutare, aam o intrebare...daca am depus actele pt un credit la o banca, si ma suna sa-mi zica ca s-a aprobat dosarul....iar eu ii zic imi pare rau , a durat prea mult si intre timp am gasit in alta parte...e vreo problema? exista vreo practica sa-ti ceara ceva in cazul in care nu mai accepti sa iei banii ? merci


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tzk
post 17 May 2007, 21:25
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Intrebare ajutatoare: ai semnat ceva?


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aqua
post 17 May 2007, 21:31
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bineinteles ca am semnat, respectiv cererea aia in care spui cat vrei, in care te intreaba de mama de tata, adresa, etc....dar nu cred ca exista ceva de genul daca te razgandesti ai de platit nu stiu ce comision


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441529
post 17 May 2007, 21:38
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Nu platesti nimic.


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deconectat
post 17 May 2007, 23:00
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Citeste atent ce scrie pe hartia pe care ai semnat-o (ar trebui sa ai si tu o copie) si daca nu e o clauza clara care spune ca platesti, atunci nu platesti nimic. Daca nu mai ai hartia, intreaba la banca.


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aqua
post 18 May 2007, 07:18
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nu am nici o copie din pacate, altfel m-as fi lamurit,o sa sun la banca ma fac ca ploua si ii intreb


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Smiley
post 18 May 2007, 07:42
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s-ar putea sa trebuiasca sa platesti taxa de analiza a dosarului


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tzk
post 18 May 2007, 18:29
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personal nu cred ca trebuie sa platesti nimica.
de obicei, daca e ceva de platit, te pune sa platesti pe loc, altfel nici nu pleaca dosaru de la ofiterul de credite .
Dar bineinteles, conteaza mult sa aflii ce ai semnat smile.gif si daca era vro clauza de genu asta acolo


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aqua
post 23 May 2007, 21:56
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gata. am zis pas si nu mi-a zis nimic


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kata_voiku
post 23 May 2007, 21:58
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Pana nu se semneaza contractul de credit / leasing, clientul nu are nici o obligatie financiara !


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Ichebau
post 24 May 2007, 17:49
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daca nu e secret, despre ce banca este vorba? . cel mult o sa te taxeze cu 50 ron adica taxa de verificare la biroul de credit, cel putin asa era la bcr.


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aqua
post 30 May 2007, 07:03
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era vb despre abn amro, m-au tinut 7 zile, intre timp am mers la credit europe(fost finans) care m-au rezolvat in 2 zile lucratoare


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cristibejan
post 29 Jun 2007, 09:24
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Normal ar fi fost sa platesti comision de analiza a dosarului (cineva a muncit sa analizeze toate hartiile aduse de tine, sa te verifice in biroul de credit unde orice verificare costa etc.). Pe cererea de credit, unde completezi toate datele, de obicei, bifezi o casuta in dreptul careia scrie: comisin de analiza a dosarului x Eur (Ron etc.).
Daca nu te-au pus sa platesti norocul tau, ai scapat smile.gif


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saw
post 25 Jan 2008, 01:27
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Eu lucrez la ABN si nu se percepe comision daca refuzi creditul, si nici comision de analzia dosar ca la alte banci.


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