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> Credit de 10000 euro, Cam ce conditii trebuie sa indeplinesc?

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2dor
post 15 Jan 2007, 15:48
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Ce banca se merita pentru un credit de 10000 euro pentru nevoi personale? Si ce conditii ar trebui sa indeplinesc? Se mai poate face credit in valuta?


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guliver
post 15 Jan 2007, 16:25
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Daca ai un salariu bun orice banca iti da 10000. Cel mai bine du-te la o banca spune-i ce salariu ai si vezi la ce suma ( credit ) te poti incadra.
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St
post 15 Jan 2007, 16:27
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Sau si mai bine treci mai intai pe la http://www.finzoom.ro/

This post has been edited by St: 15 Jan 2007, 16:27


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argon
post 15 Jan 2007, 18:32
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ce masina vrei sa-ti iei?


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Jack Daniel's
post 15 Jan 2007, 19:06
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Un 16v ...logic !


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2dor
post 15 Jan 2007, 20:39
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318i E46 Compact 2002-2003 poate chiar 2004. Logan NEVER!!!

This post has been edited by 2dor: 15 Jan 2007, 20:44


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thunder
post 15 Jan 2007, 22:00
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La 10000Euro credit de nevoi personale cam toate bancile iti cer o ipoteca pe ceva: apartament, casa, etc. De ex. eu m-am interesat la ING pt. 15000 euro pe 10 ani, rata undeva in jur de 600RON. Cand am luat masina in primavara m-am dus si la BRD pt. aprox. 10000Euro si tot asa, doar cu ipoteca.

Dar cel mai bine te duci la o banca si intrebi.


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Alex2k4
post 16 Jan 2007, 01:04
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Daca ai salariu suficient de mare nu e nevoie de nici o ipoteca.
Uite aici (pana la 15000) sau aici
(pana la 10000) fara nici o ipoteca. Ti-am dat doar 2 exemple dar cred ca majoritatea bancilor au ceva de genul asta.
Cel mai usor e sa faci un drum pe la banci sa-i pui sa-ti faca un calcul , in felul asta iti dai seama si care e oferta cea mai avantajoasa dat fiind ca nu te poti baza doar pe dobanda cand iei decizia (unele banci baga in dobanda cam toate comisioanele , ex Piraeus, pe cand altele iti dau dobanda mai mica dar platesti cateva comisioane suplimentar si iesi tot pe acolo sau chiar mai scump)


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Zippy
post 16 Jan 2007, 01:08
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Uite aici poti vedea cel mai clar unde, ce si cum: http://www.conso.ro/


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zamolxes
post 16 Jan 2007, 07:33
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Eu am luat de la Piraeus pe 8 ani 9000 de iepuroi (ma rog, sunt 9500 de fapt, cu comision). Platesc 145E pe luna (in jur de 550 lei). Fara ipoteca. Fara garantii.


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2dor
post 16 Jan 2007, 09:16
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Multumesc de informatii. Mai astept sfaturi in continuare.


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stuiberv
post 16 Jan 2007, 11:27
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Poti sa incerci si la HVB, eu de la ei am, fara giranti, fara ipoteca. Nu stiu pana la ce suma dau, eu am luat doar 6k euroi, dar acuma m inteles ca dau si pe perioada de 10 ani.
Asta daca ai salariul destul de mare.


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Amedeus
post 16 Jan 2007, 11:38
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Rata nu trebuie sa depaseasca 30% din venitul familiei.


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lucian_v
post 16 Jan 2007, 16:14
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mie pt 17000 eur pe 5 ani nu mi-ar fi trebuit nici o garantie sau girant....asta acu4 luni la bcr cand am vrut sa fac asta pt o investitie care s-a anulat...


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