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IRONICK
post 10 Aug 2015, 10:22
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ce naspa e asta ... din acelasi motiv se rastoarna si la impactul lateral

This post has been edited by IRONICK: 10 Aug 2015, 10:27


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neumann
post 10 Aug 2015, 15:04
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Cel putin impactul lateral e rupere la espaz doomicinjpe. capu sare aiurea, usa spate se deschide, masina se rastoarna.


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IRONICK
post 10 Aug 2015, 15:37
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QUOTE(neumann @ 10 Aug 2015, 14:04)
Cel putin impactul lateral e rupere la espaz doomicinjpe. capu sare aiurea, usa spate se deschide, masina se rastoarna.
*

Are agatatoare de care trebuie, pana si la Logan nu se mai pune bolt.


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Liviu
post 12 Aug 2015, 00:55
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New shit ... am facut niste calcule si am completat niste formulare pe la taxe si impozite si ... mda ... cred ca am sa abandonez oportunitatea de a avea o masina de firma ...
Aparent am o dubla pierdere financiara din cauza sistemului minunat de taxare suedez asadar, o masina de firma devine rentabila financiar doar daca e o masina foarte scumpa... adica de la 70-80K euro in sus ... ceea ce nu e cazul .. mai am de sapat vreo 20 de ani pana in pozitia aia.

Prin urmare, am taiat bugetul la ~30K euro ceea ce imi limiteaza alegerile. Sugestii?

Azi am testat un Avensis dotat bine, pe la 32K ... m-am urcat intr-un Espace din ala de care vroiam (orgasm instantaneu), un XC60 (inca un orgasm), si un V70 ... meh ...
Maine ma duc sa ma dau cu un C4 Grand Picasso, cam pe la acelasi pret maxim de cca 30K.

This post has been edited by Liviu: 12 Aug 2015, 01:11


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Lord Hades
post 12 Aug 2015, 05:07
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Sorry for you. Si nemtii au un sistemnla fel de tampit cu taxarea masinilor de firma
Skoda nem? La tine 30k e pretul de catalog sau cel platit de firma?
De ex. Pret catalog 45k minus tva minus reducere dealer egal 25k platiti de firma.
Rezulta ca pt 45k reali firma plateste 25k efectivi si aici e bugetul tau aprobat.


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b76bgaarh
post 12 Aug 2015, 05:38
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Bicicleta galbena
post 12 Aug 2015, 07:20
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QUOTE(Lord Hades @ 12 Aug 2015, 05:07)
Skoda nem?
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Liviu in Skoda blink.gif


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cdadan
post 12 Aug 2015, 07:43
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Skoda ce are? Pute? Intre skoda si toyota o fi vreo mare diferenta? unsure.gif


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IRONICK
post 12 Aug 2015, 08:26
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QUOTE(Bicicleta galbena @ 12 Aug 2015, 06:20)
Liviu in Skoda  blink.gif
*

Bleah!


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Liviu
post 12 Aug 2015, 10:39
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QUOTE(Lord Hades @ 12 Aug 2015, 05:07)
La tine 30k e pretul de catalog sau cel platit de firma?
*


Catalog .. caci nu imi mai iau prin firma.

Treaba sta asa: am per contract "car allowance" destul de consistent, adica vreo 700 eur pe luna, inainte de taxe, din care imi raman vreo 300 eur cash, caci se taxeaza pe grila maxima de impozitare (deh, cica "high earner") ...

Acuma ... daca imi fac eu personal un leasing pe PF cu rata de 300 eur pe luna, practic imi utilizez "car allowance" in mod practic.

Daca accesez "company car" ... pierd complet "car allowance", primesc in schimb o masina de care vreau eu, de la firma, masina care, nu-i asa, e un beneficiu, deci apare un impozit pe un beneficiu suplimentar. La o masina de 50K euro, taxa este de cca 250 eur pe luna (din net).
Deci, daca iau o masina de firma de 50K euro, eu pierd lunar 550 eur din net ... adica e ca si cum as da bani din buzunar la valoarea asta.

Daca masina ar fi 80K, prin regimul asta de masina de firma taxata, pierd mai putini bani decat daca mi-as face leasing/rata personal ...

Prin urmare am decis sa ma orientez spre un leasing privat sau un credit auto pe 3-5 ani prin care sa imi utilizez la maxim "car allowance" fara a pierde bani suplimentar insa. Ma duc azi la un dealer auto mare din zona si am sa iau toate masinile din gama de 30K pret de lista la puricat ... gasesc eu ceva sa imi placa. Restul e doar o semnatura si apoi primesc masina. E mai usor sa iti iei aici o masina cu buletinul decat un TV in rate la Flanci in .ro.

Ah ... si in leasing privat pot avea masina intr-o saptamana-doua.

This post has been edited by Liviu: 12 Aug 2015, 10:40


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b76bgaarh
post 12 Aug 2015, 10:44
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nu conteaza si alte tampenii, cmc, putere, co2, decat pretul?


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Liviu
post 12 Aug 2015, 10:55
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Sunt niste tabele de impozitare dar pretul reprezinta 80% din impozit ... la leasing toate taxele si service-urile si asigurarile sunt incluse. La masina personala se platesc taxe suplimentare in functie de CC si poluare.


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b76bgaarh
post 12 Aug 2015, 11:01
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aham.

la car allowance ce ai inclus in pret? masina, combustibil, asigurari, revizie?

ps. in aglica iesi mai ieftin cu company car decat cu car allowance, bine eu vorbesc de un lexus ct200h la pret de 25000 lire.

This post has been edited by b76bgaarh: 12 Aug 2015, 11:03


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bion
post 12 Aug 2015, 11:04
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Conteaza numai sa aiba tableta incorporata. smile.gif


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Liviu
post 12 Aug 2015, 12:50
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QUOTE(b76bgaarh @ 12 Aug 2015, 11:01)
la car allowance ce ai inclus in pret?
*


Car allowance este o suma de bani cash care intra in cont lunar. sunt 700 euro lunar, inainte de taxe ... si nu sunt sigur cum se taxeaza (asta o sa aflu zilele astea), dar trebuie sa ma pregatesc sa fiu impozitat ca si cum ar fi salariu, deci maxim, adica 58% in grupa maxima de impozitare.

Nea Bion .. am cumparat deja o tableta si am si miste gume gata mestecate lipicioase la indemana ... masina imi mai trebuie.

12 Aug 2015, 16:45:
Pana la urma am comis-o ... am batut palma ptr un C4 grand picasso dotat bine, nu top caci nu vreau piele pe scaune ...
Livrarea saptamana viitoare caci, ce sa vezi, il aveau in stoc.

Revin cu impresii daca se aproba hartiile si se livreaza tabla.



This post has been edited by Liviu: 12 Aug 2015, 16:45

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marksman
post 12 Aug 2015, 16:47
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Traditionalul "multi kmp fara probleme!" Sa nu uiti sa-i faci jurnal.


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corbex
post 12 Aug 2015, 16:50
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Parca nu e chiar masina de social democrat. Trebuie sa vii in tara, ca sa afli pe bune cit e de fiabila. Are valvetronic?


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bion
post 12 Aug 2015, 16:52
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Parca-i MCV luat la pila. blink.gif

12 Aug 2015, 17:53:
Cate coroane din ale e halatu`?

This post has been edited by bion: 12 Aug 2015, 16:53


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Liviu
post 12 Aug 2015, 17:05
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QUOTE(bion @ 12 Aug 2015, 16:52)
Cate coroane din ale e halatu`?
*


Versiunea construita cu dotarile astea exact exact e fro' 30k euroi ... mai precis 295.000 sek. Dar acum e o promotie la citroen si are pretul de vanzare 240.000sek .
Am luat-o in leasing pe PF pe 3 ani, fara avans, dupa care pot sa o cumpar la 50% din pretul de noua sau sa continui leasing pe o alta masina ... la alegere.

Platesc 400 euro pe luna cu totul inclus (asigurari, service, mentenanta, roti de iarna). Trebuie sa ii pun practic doar motorina si sa apas acceleratia.

QUOTE(marksman @ 12 Aug 2015, 16:47)
Traditionalul "multi kmp fara probleme!" Sa nu uiti sa-i faci jurnal.
*


Sa fie ...
Cu jurnalul , nu prea cred caci nu am ce jurnal sa ii fac. M-as mira sa fac mai mult de 45k in 3 ani.
QUOTE(corbex @ 12 Aug 2015, 16:50)
Parca nu e chiar masina de social democrat.
*


Eu sunt apolitic asa ca spune-mi tu cum arata o masina de social democrat smile.gif

This post has been edited by Liviu: 12 Aug 2015, 17:17


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dizzy
post 12 Aug 2015, 17:09
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S-o chinuiesti sanatos!
Sa faci drumuri multe si frumoase.
Iete ca te-au convins sa-ti iei masina!
Un sehaj ca nou nu puteai lua?

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C a t a l i n
post 12 Aug 2015, 17:10
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Asta-i mai degraba leasing operational. Bun targul.


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Liviu
post 12 Aug 2015, 17:20
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QUOTE(dizzy @ 12 Aug 2015, 17:09)
Un sehaj ca nou nu puteai lua?
*


Ba da ... e plin de oferte dar alea nu se pot lua pe leasing. Trebuie avans si rate lunare (credit auto) sau cash ... si am alte prioritati decat sa imi iblochez putinii bani cash intr-o masina. Peste 3 ani mai vedem ce si cum, poate se mai umplu conturile ... pana atunci, rulez salariul.


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b76bgaarh
post 12 Aug 2015, 20:11
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Teai dat cu dușmanul de clasă. Nu e frumos tov moderator reno.


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Markos
post 12 Aug 2015, 20:12
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Ba e frumos.


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IRONICK
post 12 Aug 2015, 20:35
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QUOTE(IRONICK @ 27 Jul 2015, 14:28)
Citroen C4 Picasso
*
Deci a fost ca mine. smile.gif

Benzina, diesel, automata ?


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yoncv
post 12 Aug 2015, 20:41
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QUOTE(Liviu @ 12 Aug 2015, 18:05)
Trebuie sa ii pun practic doar motorina si sa apas acceleratia.
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Eu din asta as intelege ca e diesel


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bucatzel
post 12 Aug 2015, 21:48
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Liviu
post 12 Aug 2015, 21:48
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QUOTE(IRONICK @ 12 Aug 2015, 20:35)
Benzina, diesel, automata ?
*


1.6 B-Hdi 120 automatic 6 ...


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bion
post 13 Aug 2015, 09:20
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Liviu
post 13 Aug 2015, 10:23
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Are are .. dar e un pic mai cu stil tongue.gif


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